Abstract The mechanical quality of trabecular bone is influenced by its mineral content and spatial distribution, which is controlled by bone remodelling and mineralisation. Mineralisation kinetics occur in two phases: a fast primary mineralisation and a secondary mineralisation that can last from several months to years. Variations in bone turnover and mineralisation kinetics can be observed in the bone mineral density distribution (BMDD). Here, we propose a statistical spatio-temporal bone remodelling model to study the effects of bone turnover (associated with the activation frequency $$\mathrm {Ac.f}$$ Ac . f ) and mineralisation kinetics (associated with secondary mineralisation $$T_\textrm{sec}$$ T sec ) on BMDD. In this model, individual basic multicellular units (BMUs) are activated discretely on trabecular surfaces that undergo typical bone remodelling periods. Our results highlight that trabecular BMDD is strongly regulated by $$\mathrm {Ac.f}$$ Ac . f and $$T_\textrm{sec}$$ T sec in a coupled way. Ca wt% increases with lower $$\mathrm {Ac.f}$$ Ac . f and short $$T_\textrm{sec}$$ T sec . For example, a $$\mathrm {Ac.f}=$$ Ac . f = 4 BMU/year/mm $$^3$$ 3 and $$T_\textrm{sec}$$ T sec = 8 years result in a mean Ca wt% of 25, which is in accordance with Ca wt% values reported in quantitative backscattered electron imaging (qBEI) experiments. However, for lower $$\mathrm {Ac.f}$$ Ac . f and shorter $$T_\textrm{sec}$$ T sec (from 0.5 to 4 years) one obtains a high Ca wt% and a very narrow skew BMDD to the right. This close link between $$\mathrm {Ac.f}$$ Ac . f and $$T_\textrm{sec}$$ T sec highlights the importance of considering both characteristics to draw meaningful conclusion about bone quality. Overall, this model represents a new approach to modelling healthy and diseased bone and can aid in developing deeper insights into disease states like osteoporosis.